Planning tool

What’s your Freedom Number?

Estimate the portfolio size implied by a target annual cash flow and a yield you choose. This is a simple illustration, not a forecast or safe withdrawal rate.

Read the result carefully

At an assumed 5% cash yield, a $100,000 annual target implies $2 million of invested capital before taxes and fees. A high stated yield does not make an asset safe. Distributions can fall, asset values can decline, and some cash payments can include return of your own capital. Inflation also changes future spending needs.

Educational illustration only. No investment or tax recommendation.